Annuities

An annuity can provide supplemental retirement income. Protect your quality of life with an income stream you can count on in your golden years.

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Replace market uncertainty with the predictability of guaranteed interest rates and sleep easy at night knowing exactly what your money is earning.

Tax Deferred Growth

Allow your initial investment to grow tax-free, then only pay taxes on income you actually receive.

Tax Deferred Growth

Allow your initial investment to grow tax-free, then only pay taxes on income you actually receive.

Access Your Money

Choose from several options for partial withdrawals or conversions to income payments, subject to taxes and surrender charges.

Access Your Money

Choose from several options for partial withdrawals or conversions to income payments, subject to taxes and surrender charges.

Fixed Rate of Return

Have peace of mind and eliminate market uncertainty knowing exactly what your money is earning.

Fixed Rate of Return

Have peace of mind and eliminate market uncertainty knowing exactly what your money is earning.

From insurance proceeds to retirement payouts, a single premium immediate annuity can turn a lump sum of money into a predictable stream of income for life. 

Predictability

Worried about how long will your savings last? Turn retirement savings into guaranteed retirement income payments for the rest of your life.  

Predictability

Worried about how long will your savings last? Turn retirement savings into guaranteed retirement income payments for the rest of your life.  

Access Your Funds

If you unexpectedly need cash, there are options that may help suit your needs (subject to taxes and surrender charges). 

Access Your Funds

If you unexpectedly need cash, there are options that may help suit your needs (subject to taxes and surrender charges). 

Flexibility

Structure your payments by choosing the amount you want to receive and for how long.

Flexibility

Structure your payments by choosing the amount you want to receive and for how long.

Protect your principal, while still allowing your money to participate in whatever upside the market may bring.

Lower Your Risk

Your investment performance will be tied to an index, giving it upside potential, while avoiding losses during negative economic years.

Lower Your Risk

Your investment performance will be tied to an index, giving it upside potential, while avoiding losses during negative economic years.

Tax Deferred Growth

Avoid taxes eating into your earnings and only pay them when you actually receive the money.

Tax Deferred Growth

Avoid taxes eating into your earnings and only pay them when you actually receive the money.

Early Access Options

Choose from several options for partial withdrawals or conversions to income payments, subject to taxes and surrender charges.

Early Access Options

Choose from several options for partial withdrawals or conversions to income payments, subject to taxes and surrender charges.

Optional Benefits Rider

The optional Lifetime Income Rider provides an income stream that is guaranteed for life, even if your annuity value falls to zero.

Optional Benefits Rider

The optional Lifetime Income Rider provides an income stream that is guaranteed for life, even if your annuity value falls to zero.

*The performance of the index cannot be predicted over any give period of time. Past history is no guarantee of future performance.

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American National is a group of companies writing a broad array of insurance products and services and operating in all 50 states.  American National Insurance Company was founded in 1905 and is headquartered in Galveston, Texas. Life insurance, annuities, health insurance, credit insurance, pension products, and other products and services are written through multiple companies. Property and casualty insurance is written through American National Property And Casualty Company, Springfield, Missouri, and affiliates. In New York, business is written through Farm Family Casualty Insurance Company, United Farm Family Insurance Company, and American National Life Insurance Company of New York, Glenmont, New York. Not all products and services are available in all states. Not all companies are licensed in all states. Each company has financial responsibility only for the products and services it issues.

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