Farm and Ranch Insurance

Whether you own a working ranch or a hobby farm, when you put your life and well-being into a farm, you need more than just a policy — you need a partner.

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Farm and Ranch Insurance


American National's Special Farm Package 10 (SFP 10®) goes beyond traditional farm or ranch coverage, providing a flexible farm package. It allows you to customize a program more precisely, to match your individual needs while combining personal, farm, business property, and liability coverages all under one policy.

We may craft our policies to cover the people, property, liability, and livestock, but we recognize that for farm owners, it feels like we're covering a loved one.

Liability Coverage:

- Personal/Business

- Farm

- Equine

- Commercial Auto

- Farm/Personal/Commercial Umbrella

- Fire/Legal

Liability Coverage:

- Personal/Business

- Farm

- Equine

- Commercial Auto

- Farm/Personal/Commercial Umbrella

- Fire/Legal

Property Coverage:

- Equipment breakdown

- Buildings and contents

- Livestock

- Farm machinery

- Farm income loss

- Residences and household contents

- Personal property and auto

Property Coverage:

- Equipment breakdown

- Buildings and contents

- Livestock

- Farm machinery

- Farm income loss

- Residences and household contents

- Personal property and auto

Equine Professionals Insurance


With the amount of work, money, and care you put into your animals, you shouldn't have to settle for incomplete coverage.

woman insurance agent helping a equine owner
Liability Coverage

- Participants and activities at show events

- Riding instruction

- Boarding

- Hay, sleigh, carriage, and buggy rides

Liability Coverage

- Participants and activities at show events

- Riding instruction

- Boarding

- Hay, sleigh, carriage, and buggy rides

Optional Enhancements

- Valuable paper records and computer equipment

- Non-owned tack

- Golf carts and vehicles

- Show judge liability

- Other horses in your care

Optional Enhancements

- Valuable paper records and computer equipment

- Non-owned tack

- Golf carts and vehicles

- Show judge liability

- Other horses in your care

Property Coverage

- Residences and household contents

- Farm products and supplies

- Barns and farm machinery

- Tack, hay, and grain

Property Coverage

- Residences and household contents

- Farm products and supplies

- Barns and farm machinery

- Tack, hay, and grain

Country Estate Insurance


The small farm takes many forms. They can feed the country, fill the farmer's market, and put fresh food on the table. But no matter what role they play, we craft coverage that fits you.

Country Estate Insurance:

- Cover your farm, residence, barns, outbuildings, and more

- Windstorms, hail, fire, theft, and identity theft

- Mechanical equipment and utility service line failures

- Farm machinery, tools and products, livestock and supplies

Country Estate Insurance:

- Cover your farm, residence, barns, outbuildings, and more

- Windstorms, hail, fire, theft, and identity theft

- Mechanical equipment and utility service line failures

- Farm machinery, tools and products, livestock and supplies

Country Estate with Equine Coverage Insurance
All coverage options from Country Estate in addition to:

- Horses in your care, custody, and control

- Cover activities and participants at shows and events

- Tack belonging to others

Country Estate with Equine Coverage Insurance
All coverage options from Country Estate in addition to:

- Horses in your care, custody, and control

- Cover activities and participants at shows and events

- Tack belonging to others

Both Country Estate Insurance and Equine Insurance offer three levels of coverage — Choice, Select, and Premier.

large open field overlooking a farm estate
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Hi! I'm Annie®, a virtual assistant at American National. How can I help you today?

American National is a group of companies writing a broad array of insurance products and services and operating in all 50 states.  American National Insurance Company was founded in 1905 and is headquartered in Galveston, Texas. Life insurance, annuities, health insurance, credit insurance, pension products, and other products and services are written through multiple companies. Property and casualty insurance is written through American National Property And Casualty Company, Springfield, Missouri, and affiliates. In New York, business is written through Farm Family Casualty Insurance Company, United Farm Family Insurance Company, and American National Life Insurance Company of New York, Glenmont, New York. Not all products and services are available in all states. Not all companies are licensed in all states. Each company has financial responsibility only for the products and services it issues.

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