Life Insurance

The minute you realize that someone depends on you, everything changes. Life Insurance gives you the peace of mind to know you'll always be there for your loved ones.

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Compare our Life Insurance
  

Indexed Universal Life

Security for today. A plan for tomorrow.
 

A permanent life insurance policy that provides a death benefit with the potential to build cash value over time. Your policy can be tied to a particular stock index, such as the S&P 500®, and earn credited interest based on its performance. As an added benefit, your policy will never be credited a negative interest rate.

Insurance for those who:

Desire flexibility from their insurance policies

You won’t lose your coverage if you miss a premium.  As long as your policy has enough value your coverage remains.

Desire flexibility from their insurance policies

You won’t lose your coverage if you miss a premium.  As long as your policy has enough value your coverage remains.

Want to protect their funds from a volatile market

Even if the market is down, your policy value is protected.  The interest credited never drops below zero.

Want to protect their funds from a volatile market

Even if the market is down, your policy value is protected.  The interest credited never drops below zero.

Seek the potential for greater interest earnings

Choose from a variety of strategies that credit interest based on the performance of well known market indices such as the S&P 500.

Seek the potential for greater interest earnings

Choose from a variety of strategies that credit interest based on the performance of well known market indices such as the S&P 500.

Need to be ready for whatever life brings

The death benefits can help replace income and cover expenses from a sudden loss of life.  Also access cash value through policy loans to handle life’s expected and unexpected expenses.

Need to be ready for whatever life brings

The death benefits can help replace income and cover expenses from a sudden loss of life.  Also access cash value through policy loans to handle life’s expected and unexpected expenses.

Guaranteed Universal Life

There when you need it.

Customize the Length of Your Guaranteed Death Benefit

Whether you only need coverage to a certain age or a guarantee that can last a lifetime, you can select the guarantees that work for you. 

Customize the Length of Your Guaranteed Death Benefit

Whether you only need coverage to a certain age or a guarantee that can last a lifetime, you can select the guarantees that work for you. 

Cash out the Policy at a Later Date if Your Needs Change

If your circumstances change or you no longer need life insurance, the Guarenteed Cash-Out Rider may be your way to restore financial stability.

Cash out the Policy at a Later Date if Your Needs Change

If your circumstances change or you no longer need life insurance, the Guarenteed Cash-Out Rider may be your way to restore financial stability.

Ease Financial Strain by Accelerating the Death Benefit

Should you become terminally ill, a full or partial accelerated death benefit may be available to you, providing an unrestrcted cash benefit for you to use for any purpose. 

Ease Financial Strain by Accelerating the Death Benefit

Should you become terminally ill, a full or partial accelerated death benefit may be available to you, providing an unrestrcted cash benefit for you to use for any purpose. 

Whole Life

A lifetime of protection.


With your Whole Life options, you can help make sure your loved ones receive guaranteed benefits after you're gone – no matter when that is.

Fixed Premium

The cost of your policy will stay the same so you know what to expect. 

Fixed Premium

The cost of your policy will stay the same so you know what to expect. 

Dividends Options

Although not guarenteed, we have a history of paying dividends to our policy holders.

Dividends Options

Although not guarenteed, we have a history of paying dividends to our policy holders.

Fixed Benefits

Feel good knowing your loved ones will receive their benefits on the terms you've defined.

Fixed Benefits

Feel good knowing your loved ones will receive their benefits on the terms you've defined.

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American National is a group of companies writing a broad array of insurance products and services and operating in all 50 states.  American National Insurance Company was founded in 1905 and is headquartered in Galveston, Texas. Life insurance, annuities, health insurance, credit insurance, pension products, and other products and services are written through multiple companies. Property and casualty insurance is written through American National Property And Casualty Company, Springfield, Missouri, and affiliates. In New York, business is written through Farm Family Casualty Insurance Company, United Farm Family Insurance Company, and American National Life Insurance Company of New York, Glenmont, New York. Not all products and services are available in all states. Not all companies are licensed in all states. Each company has financial responsibility only for the products and services it issues.

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