Homeowners Insurance

Your roof doesn't cover everything. At American National, we support our policies with experience to help you feel confident that your home is protected.

 

Find a policy that fits your needs, and manage your policy wherever you go with the AN Mobile app.

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Oregon Wildfire Eligibility and Mitigation: American National uses a vendor-generated Wildfire Risk Score to assess the wildfire risk for the properties they insure. The score ranges from 0 to 100, where 0 signifies no wildfire risk and 100 represents the highest possible risk. Read More

What a home policy covers


Risk comes in many forms. From the house itself to your belongings to the people you invite in, the right kind of coverage can limit the things you have to worry about.

Protect What's Yours

A lot goes into making a house a home. We provide coverage for the building, your possessions and any other structures on your property. 

Protect What's Yours

A lot goes into making a house a home. We provide coverage for the building, your possessions and any other structures on your property. 

Always Feel Protected

Should you have to relocate temporarily, we can help cover your extra expenses.

Always Feel Protected

Should you have to relocate temporarily, we can help cover your extra expenses.

Protect Your Identity

Keep your home and your identity safe with our ID theft protection coverage option. ID theft protection is not available in all states.

Protect Your Identity

Keep your home and your identity safe with our ID theft protection coverage option. ID theft protection is not available in all states.

Be A Good Host

Our coverage provides for personal liability and medical payments to others should someone suffer a covered injury on your property.

Be A Good Host

Our coverage provides for personal liability and medical payments to others should someone suffer a covered injury on your property.

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Condo Owners Coverage


When it comes to covering your condominium, see what options you have to cover the appliances, interior walls and fixtures, or property that your association requires you to insure. We also offer coverage for your share of loss assessments from your condominium association and will help replace covered property with new items, rather than have your condo depreciate in value.*

*Replacement cost coverage is optional for renters or tenants policies.

Beyond the coverage


We believe working with an insurance company is about more than just products. You're not just buying a policy, but gaining an ally in protecting your home and family.

Find Clarity

We'll help you understand your coverage.

Find Clarity

We'll help you understand your coverage.

There When You Need Us

Our convenient claims service stands ready and waiting.

There When You Need Us

Our convenient claims service stands ready and waiting.

Benefits Beyond Coverage

Earn rewards and discounts for things like bundling policies. 

Benefits Beyond Coverage

Earn rewards and discounts for things like bundling policies. 

Annual Reviews

A periodic check up ensures your coverage is up-to-date.

Annual Reviews

A periodic check up ensures your coverage is up-to-date.

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Hi! I'm Annie®, a virtual assistant at American National. How can I help you today?

American National is a group of companies writing a broad array of insurance products and services and operating in all 50 states.  American National Insurance Company was founded in 1905 and is headquartered in Galveston, Texas. Life insurance, annuities, health insurance, credit insurance, pension products, and other products and services are written through multiple companies. Property and casualty insurance is written through American National Property And Casualty Company, Springfield, Missouri, and affiliates. In New York, business is written through Farm Family Casualty Insurance Company, United Farm Family Insurance Company, and American National Life Insurance Company of New York, Glenmont, New York. Not all products and services are available in all states. Not all companies are licensed in all states. Each company has financial responsibility only for the products and services it issues.

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